Wednesday September 3, 2008 - New Year Resolution: Checking Your Credit History

[0:00] ..." We're checking new year's resolutions here on WBZ news radio 1030 with certified financial planner di -- we know it's the first week in September. And it is time for new year's resolutions today we're looking at"...

[0:37] ..." Web site that gives you the three reports annual credit report a break okay no ground the one -- as frequent rate cut because it's not for."...

[1:24] ..." your credit sure. I'm so it's a good way to check for ID theft would you suggest that people subscribe to credit monitoring services. You know I'm not a big fan and -- Anthony they charge anywhere from five dollars to eleven dollars a month and again you can do it on your own by checking your in your report by doing it three times a year. Checking one mom you know in the spring line in the summer and one in the fall so in essence you're getting a look at your credit history three times a year. The other thing is is to protect those credit card numbers your Social Security number. But I'm not a big fan of being charged or anywhere from five dollars to ten or eleven dollars and money"...

[0:00]" We're checking new year's resolutions here on WBZ news radio 1030 with certified financial planner di -- we know it's the first week in September. And it is time for new year's resolutions today we're looking at checking your credit history."

[0:37]" Web site that gives you the three reports annual credit report a break okay no ground the one -- as frequent rate cut because it's not for."

[0:45]" It's not free you're gonna end up being charged or they're going to try to sell you something what you want is to go through this particular website. Equifax experience trans union are all there and then you can click on to their web sites on through this website. And -- I'd do is I checked my news report every four months and I choose a different company and so that in essence I get my annual from each of them. But I do it three different times a year -- an efficient well it's also very efficient but it also is a way to keep track of this is any problems. Because basically that you're looking for. Is to be sure there's nothing wrong on your report wore the no one else is using your credit sure. I'm so it's a good way to check for ID theft would you suggest that people subscribe to credit monitoring services. You know I'm not a big fan and -- Anthony they charge anywhere from five dollars to eleven dollars a month and again you can do it on your own by checking your in your report by doing it three times a year. Checking one mom you know in the spring line in the summer and one in the fall so in essence you're getting a look at your credit history three times a year. The other thing is is to protect those credit card numbers your Social Security number. But I'm not a big fan of being charged or anywhere from five dollars to ten or eleven dollars and money and then there's oh there's big money at business and it's based on fear fears that somebody's gonna steal your identity. And the reality is is you're only liable for the first fifty dollars if someone does have your credit card. And buy something they could buy a car for to 40000 dollars in -- still in liable for the first fifty dollars."