Dadditude

[0:30]..." value for their dollar. For example the team with the highest total payroll this season one of the worst teams in the league and have been for several years showing no signs of getting any better talking about the Oakland Raiders their payroll only whopping 152. Point four million dollars highest in the NFL. The Raiders to -- six. Tied for the fourth worst record in the league with San Francisco and St. Louis San Francisco's payroll 118 point eight million St. Louis 116. Point seven million. Detroit the worst team in building their payroll I'd be five point eight million next one and eight Cincinnati spending 109 point seven million. Last the -- seven Kansas City Chiefs at least -- lowest payroll Liggett 83 point six million but get this. The next five lowest payrolls in the NFL are in order. Baltimore ninety point seven million the Patriots -- two point seven Indianapolis 93 point four Green Bay that night before -- 96 point four. Those five teams are all four and four or better all would play off shots so five of the six worst teams in the National Football League. All have higher payroll than five all of the average to better than average teams who all have auction off what does that tell you. Teams that manage the salary cap wisely also put a better product on the field in the free spenders. Prime example the Raiders they traded a second round pick it would -- in April for cornerback DeAngelo Hall signed to a seven year seventy million dollar contract. And they caught him yesterday. I don't -- WBZ sports. "...

[0:00]..." Money mistakes we've all made with certified financial planner -- today we're looking at the absence of an emergency fund. Well you know this mistake when you needed. "...

[0:49]..." It's it's the year as your family's personal defense. Pay your mortgage buy groceries if you know for some reason your income stocks coming in it's not mad money and vacation fund or Christmas club. This "...

[1:53]..." site and I'm not sure we need everyone to have some sort. Emergency fund in this is pure what I call good -- cash -- the world comes down around you have the cash to survive homage -- well you at least three months for the living expenses different than salary just the bare minimum -- if you have children you may want to bump that up to six months for the living expenses. If you. Earn your living on commission. Who would definitely want to have six to nine months for the living expenses and may disappear just ask real estate agent -- okay check our website. "...

[0:00]..." It's ironic and and Atlantis Morris that kind of way that gas prices are down now that the summer travel months are behind us. I USA today poll from earlier in the year found that a third of Americans canceled vacations because that pain at the pump. But in the past few days gas station managers couldn't change those signs fast enough the prices are dropping quickly back to below three dollars a gallon in many areas. "...