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[0:31] ..." and he told me he and his wife wanted to work and money management as their new year's resolution. And what exactly does that mean I cast he's had wiwa -- money to maintenance. Up it's"...
[0:00]" It's 2008 here on WBZ with certified financial -- Dili as we try to save more -- toward the New Year happy New Year's Day being happy news Anthony now we had a quiet New Years eve which is always get to start the New Year -- my hit us and her. Well we didn't have such quiet day but you know we injure ourselves. In this is a good days -- users solutions money's always on the top the new year's resolution illness even for some twelve year old I talked yesterday which is interesting. I hurt listener and he told me he and his wife wanted to work and money management as their new year's resolution. And what exactly does that mean I cast he's had wiwa -- money to maintenance. Up it's a good place to start -- a -- a goal here right things -- it's never too late to save more for retirement even if you're getting close to terminate of course the younger you are the more time you have. And that itself as a problem for young workers think they have an eternity to say of the key years for retirement savings. Are between the ages of 22 and 35 and starting you're twenties give your money thirty to forty years to work for you. If you're getting a big raise this year and most of us aren't are not -- you may want to start thinking about saving more. And how are you going to do what even do differently to save more for retirement review your budget how much work you save and we're. Better still pick a percentage has just 5% and rework your budget so savings becomes a priority. Well we need to do differently to save 2000 dollars this year. Bring lunches from home -- your coffee at home pump your own gas -- books in the library -- your own shirts."
[1:39]" I like which essentially putting the savings priority first right and then try to work everything else and not saying at the end of the week don't have no one's sick rate you've blown it --"
[1:49]" And that that will go on week after week after we never let you change your ways cell and if you're lucky after every time and it worked Andy good place to start in. And you tell me can't get 5% okay. I'm going to settle for 1% for three months and then you increase it to 2% for another three months and you increase it. The 3% I was because it's like turning the screw little bit you know little at a time you know it's just increasing it and you can -- as the same with savings you're not going to miss it if -- do it a little bit every week check the website for all of these great ideas wbz1030.com with a more tomorrow here on WBZ news radio ten there"
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